Terms of Use
Last updated: July 2, 2025
Welcome to The S&P500 Navigator. By accessing and using this website, you agree to the following terms and conditions. Please read them carefully. If you do not agree with any part of these terms, you should not use this website. All content provided on this website is intended for educational and informational purposes only and does not constitute trading advice, financial advice, investment advice, legal advice, or tax advice.
1. General Information
This website provides information, forecasts, and tools related to the S&P 500 Index. The content is provided for informational and educational purposes only and does not constitute financial, investment, legal, or trading advice.
2. Use of Content
All content on this website, including charts, forecasts, text, images, code, and logos, is the intellectual property of Dr. Frederik Klauser unless otherwise stated. You may not reproduce, distribute, publish, transmit, modify, or commercially exploit any content without prior written permission.
3. Accuracy and Availability
While we strive to ensure the accuracy and reliability of information presented, we do not guarantee the completeness, timeliness, or accuracy of any content. Information may change without notice.
4. No Financial Advice
Nothing on this website constitutes personalized investment advice, financial advice, tax advice, or legal advice. You are solely responsible for any financial decisions you make based on information from this website. We strongly recommend consulting a licensed financial advisor or other qualified professional before making investment decisions.
5. Limitation of Liability
To the maximum extent permitted by applicable law, we disclaim all liability for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of or reliance on this website, including but not limited to lost profits, loss of data, or business interruption. Your use of this website is at your own risk.
6. External Links
This website may contain links to third-party websites. We have no control over the content, privacy practices, or availability of those sites and accept no responsibility for any damages, losses, or consequences resulting from visiting such external sites. Users access external links at their own risk.
7. Affiliate Disclosure
This website may contain affiliate links. Clicking on these links may result in us earning a commission. Such commissions help support the maintenance of this website. This does not increase the cost to you. We comply with FTC disclosure requirements for affiliate relationships.
8. User Conduct
You agree not to use this website for any unlawful purpose or any purpose prohibited under these terms. You agree not to engage in any activity that could harm the website, its users, or its security, including hacking, introducing malware, or violating intellectual property rights.
9. Data Protection and Privacy
We process personal data in accordance with our Privacy Policy. By using this website, you consent to such processing and warrant that all data provided by you is accurate.
10. CCPA Notice for California Residents
If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA). Please see our Privacy Policy for more information on your rights and how to exercise them.
11. Governing Law and Jurisdiction
These terms shall be governed by the laws of Austria and the European Union, without regard to its conflict of law principles. For users in the United States, the laws of the State of California may apply where mandatory U.S. consumer protection laws override this choice of law. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in Innsbruck, Austria, unless otherwise provided by mandatory law.
12. Changes to Terms
We reserve the right to update or modify these Terms of Use at any time without prior notice. Changes will be effective upon posting on this page. Continued use of the website constitutes acceptance of any changes.
13. Severability
If any provision of these Terms of Use is held to be unlawful, void, or unenforceable, such provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.
14. Contact
For questions about these Terms of Use, please contact:
Dr. Frederik Klauser
Gumpendorfer Str 142
1060 Vienna
Austria
Email: SP500.navigator@gmail.com